Whacky insurance policies go beyond insuring one's precious backside for millions of $$$.
Here are some really exotic insurance policies taken.
Immaculate Conception: Three Scottish virgins were so convinced that God might impregnate them that they took out a policy that would pay them $1.5 million if it happened.
Chest Hair: An unknown celebrity asked an insurance company to insure his manly chest rug for $7 million. Alas, he never took out the policy.
Giant Crab: When the Birmingham Sea Life aquarium took possession of a gigantic Japanese spider crab measuring 10-feet across, they assured the public wasn't dangerous-then took out a $1.5 million policy against visitor death or dismemberment.